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A：Hey honey, how was your day?親愛的，今天過得如何?

B：It was alright. I ran into Bill and we got to talking for a while. He’s in a bit of a jam.還行。我碰見比爾了，我們說了會兒話。他現在有些困難。

A：Why? What happened?為什么?發生什么事了?

B：Well, his son had an accident and Bill doesn’t have health insurance. This really got me thinking, and I wondered if we shouldn’t look into a couple of different HMO’s.他兒子出了車禍，但是比爾沒有醫療保險。這使我思考我們是不是應該調查下不同的醫保組織。

A：Yeah, you’re right. We aren’t getting any younger and our kids are getting older.你說得對。我們不再年輕，孩子也在變老。

B：Exactly! I searched on the web and found a couple of HMO’s with low co-pays and good coverage. The deductibles are low, too.是啊，我在網上搜索了，找到了2家保健組織，它們的醫療費很低而且保險項目很好。扣除條款也很低。

A：Sounds good, although, do you think we can qualify for insurance? Those insurance companies are real pirates when it comes to money.聽起來不錯，但是你認為我們適合保險嗎?這些保險公司一旦涉及到錢就十分貪婪。

B：Well, we don’t have any pre-existing illnesses or conditions, so we should be fine.我們沒有先天性的疾病和癥狀，所以應該適合保險。

A：I wish our company or country provided us with healthcare.我希望我們的公司或是單位能為我們提供醫保。

B：Not in a million years!一百萬年內都別指望了。